Employee Benefits & Payroll Information

BC's Fair PharmaCare
Canada Savings Bonds
Canada Revenue Agency
Health Canada
Human Resources & Skills Development Canada
Interlock

Payroll Reference Material

• Guide to understanding the structure of your Pay Stub
• How Your Stat Holiday Pay Works
• Guide to completing your Timesheet
• What you need to know to make an informed decision about your particiaption in the Group Registered Pension Plan

Coming this FALL - Exciting News for Permanent Full Time & Permanent Part Time Employees

CLS is happy to once again offer you
Canada Savings Bonds!

• Enroll once (vs. every year)
• Purchased through automatic payroll deduction
• Flexible changes allowed throughout the year
• Direct access to savings; to make partial withdrawals employees contact the Bank of Canada directly or http://www.mybonds.gc.ca
• Annual statement sent directly to employee

Eligible Employees

• Must have completed your six month probationary period.
• May contribute to CSB for themselves, their spouses or dependants.

Where

• Bi-weekly deduction directly from employee's pay cheque
• Minimum deduction of $4 / bi-weekly

When

• Invitations to participate were included with your PP#16 pay stub.
• Application forms due no later than, October 18, 2004
• Payroll deductions beginning in PP#25, pay date December 9, 2004

Why

• Canada Savings Bonds (CSBs) are a safe, solid investment enjoyed by millions of Canadians.
• Available as Compound Interest Bonds (where the interest is automatically reinvested so that your savings continue to grow until your bonds are redeemed or mature), CSBs: offer minimum guaranteed interest rates (which will be increased if market conditions warrant); are cashable anytime, so your money is never locked in; come fully guaranteed by the Government of Canada; and, have no fees of any kind.
• Good alternative to save systematically with minimum risk (to save for "rainy day", upcoming vacation or big screen TV for Stanley Cup Playoffs vs. maxing out Credit cards, using RRSPs, Pay day Loans etc.).
• Held on their own, or as part of a retirement plan, CSBs are a trusted investment that never falls in value. They are perfect for the secure part of any portfolio.

For more information (or to calculate your potential savings) go to http://www.csb.gc.ca

Please Call the Payroll Hotline 604-451-8699 #344 or email Finance Hotline to receive an application form or Deduction Change Form, if you joined last year. You can also download forms and/or request forms here.

BC's Fair PharmaCare

It is your right to receive government assistance in paying for your prescription drugs subject to legislated deductibles.

BC's Fair PharmaCare plan started May 1, 2003. Register now to receive your maximum financial assistance under Fair PharmaCare.

Apply online: http://www.health.gov.bc.ca/pharme/index.html or download a form form here.

Human Resources & Skills Development Canada (HRSDC) - Employment Insurance

Canada Revenue Agency (CRA) - Federal Tax Information

Interlock - Employee & Family Assistance Corporation

Health Canada - is a federal department responsible for helping the people of Canada maintain and improve their health. Some the information on their website covers:

• Healthy Living
• Health Care
• Diseases and Conditions
• Advisories, Warnings and Recalls.